Plans for HSBC credit cards
1st November to 31st December 2024
6 months - 4%
12 months - 0%
24 months - 15%
Customer needs to log in to the link www.hsbc.lk/flexi and send a request to the bank to convert the txn within 30 days of the txn date
• Minimum transaction value for conversion – Rs 50,000
• Maximum transaction value for conversion – Rs 600,000

Exclusively for the following Cardmembers:
- Amex Centurion Platinum
- SLA Co-Brand Platinum
- Amex Explorer Card
Offer Period: 1st January to 31st December 2024
6 months: 0% interest + standard processing fee of LKR 1,500.00 (Call and Convert)
12 months: Handling fee of 7% + standard processing fee of LKR 1,500.00 (Call and Convert)
Note: Charges will be applied when the customer calls the NTB call center to perform the 0% installment transaction.
Minimum Transaction Value: LKR 50,000.00.

Up to 48 months installment plans (3, 6, 12, 24, 36 & 48 months) for HNB Credit Cards
Offer Period: 1st November to 31st December 2024
3 Months - 0%
6 Months - 0%
12 Months - 0%
24 Months - 0%
Call & Convert for transactions between Rs. 10,000 to Rs. 1,000,000 (No cost to customer)
36 Months - 0%
48 Months - 0%
Call & Convert for transactions between Rs. 250,000 to Rs. 3,000,000 (No cost to customer).

Up to 24 months (12 & 24) installment plans for DFCC Credit Cards
Offer Period: 1st November to 31st December 2024
12 Months - 0% Interest
Setup Fee: Rs. 2,500
24 Months - 0% Interest
Setup Fee: Rs. 4,000
Minimum Transaction Value:
- 12 Months: Rs. 25,000
- 24 Months: Rs. 100,000
Maximum Transaction Value: Rs. 1,000,000 for both 12 and 24 months plans
Call and Convert to activate the installment plan.

Up to 36 months installment plans for NDB Credit Cards
Offer Period: 1st November to 31st December 2024
Up to 24 months: 0% interest with a Rs. 2,500 handling fee
36 months: 0% interest with a 1% upfront fee charged to the customer
Minimum Transaction Value: Rs. 100,000
Note: If the 1% fee is less than Rs. 2,500, a minimum fee of Rs. 2,500 will be charged
Call & Convert to activate the installment plan.

Up to 24 months installment plans for Union Bank Credit Cards
Offer Period: 1st November to 31st December 2024
12 Months: 0% interest
Handling Fee: Rs. 990
Minimum Transaction Value: Rs. 50,000
Available on all card types
24 Months: 0% interest
Handling Fee: Rs. 2,400
Minimum Transaction Value: Rs. 100,000
Available on Platinum and Signature cards
Call and Convert to activate the installment plan
Note: Cardholders must call 011 7818181 within 14 days of the transaction to convert it.

Up to 60 months installment plans for PABC Credit Cards
Offer Period: 1st October to 31st December 2024
3 Months: 0.65% per month or Rs. 2,500, whichever is higher
6 Months: 0.65% per month or Rs. 2,500, whichever is higher
12 Months: 0.65% per month or Rs. 2,500, whichever is higher
18 Months: 0.65% per month or Rs. 2,500, whichever is higher
24 Months: 0.65% per month or Rs. 7,500, whichever is higher
36 Months: 0.65% per month or Rs. 7,500, whichever is higher
48 Months: 0.65% per month or Rs. 10,000, whichever is higher
60 Months: 0.65% per month or Rs. 10,000, whichever is higher
Minimum Transaction Value: Rs. 25,000
Call & Convert: Customers must call 011 466 7 222 within 7 days to convert to an installment plan.
Additional Offers:
- 12 & 24-month 0% installment plans for transactions above Rs. 25,000 (Processing fees: Rs. 2,500 for 12 months, Rs. 5,000 for 24 months).
- Up to 18 months (3, 6, 12, & 18) 0% interest installment plans for electronic purchases above Rs. 25,000 during the 20th to the end of the month (October - December). Processing fees: Rs. 2,500 to Rs. 7,500. Maximum transaction value: Rs. 500,000.
- 18-month 0% interest installment plan for any transaction above Rs. 25,000 during the 1st to the 7th of each month until December 2024. Processing fee: Rs. 2,500 is applicable.

Up to 24 months installment plans for People's Bank Credit Cards
Offer Period: 18th July to 31st December 2024
3 Months: 0% interest
6 Months: 0% interest
12 Months: 0% interest
18 Months: 0% interest
24 Months: 0% interest
Handling Fee: Up to 12 Months - Rs. 1,500, Up to 24 Months - Rs. 3,000, charged directly by the bank to the customer. The merchant is not responsible for collecting or processing these fees.
Minimum Transaction Value: Rs. 25,000
Maximum Transaction Value: Rs. 1,000,000
Only People's Bank Credit Cards (excluding corporate cards) are eligible for this promotion.
Call and Convert: Customers must call to activate the installment plan.

Up to 30 months installment plans for LOLC Credit Cards
Offer Period: 1st November to 31st December 2024
12 Months: 7% interest
18 Months: 11% interest
24 Months: 14% interest
30 Months: 17% interest
Call and Convert to activate the installment plan
Interest is charged directly to the customer by LOLC.